You've come to the right place.

Whether you want a checking account, need a home loan, or are interested in saving for the future, we’ve got you covered. Plus, we know you're busy so we make banking easy with tools like Online Banking and our Mobile App.


We’re proof that a community bank can fulfill all of your financial needs ─ and with the exceptional service that you deserve. If you don't see what you're looking for below, please contact us. We're always happy to help!

Explore our suite of Checking Accounts that are available to you. Open your account online, over the phone at 877.376.2265 or in any of our local branch offices. If you're switching banks, our Switch Kit makes it simple.

A full-range of Personal Loans, Home Loans and Lines of Credit are available to you. Check out our competitive rates and terms, or make an appointment to meet with one of our seasoned representatives. You can even apply for a Home Loan online.

Various savings account options are available to help you meet your financial goals. Open your account online, over the phone at 877.376.2265 or in any of our local branch offices.

Located inside Farmington Bank branches, Essex Financial Advisors work with clients to design, implement and monitor comprehensive investment management strategies. Make an Appointment to meet with an Essex Representative or ask for details at any of our local branch offices.1

We have many services to help you manage your account(s). You can use our personalized, instant debit card anywhere that MasterCard® is accepted; deposit checks2, pay bills3, transfer money and more with our Online Banking and Mobile Apps; and send money using just an email address or mobile phone number with Person-to-Person payments. Questions or need help? Contact Us, call 877.376.2265 or stop by any branch office. We're here to help.

Small Business

The needs of a small business are unique so our products and services are designed with you in mind. We have loans to grow your business and are a preferred Small Business Administration (SBA) Lender ─ all with the added benefit of personalized support and local service.

We have checking accounts for small, midsize and large businesses. Our Business Checking Account chart provides an overview of what comes with each of our accounts making it easy for you to choose the one that best meets your business’s needs. You can open your account online, over the phone at 877.376.2265 or in any of our local branch offices.

Enroll in Online Banking for instant 24/7 access to your business accounts. Review account history, view or print your statements and check images, pay bills, transfer funds, execute wire transfers and more. Call 877.376.2265 to enroll.

Yes. We offer a Payment Processing service so that you can accept credit card payments4 at your place of business with a card reader or from virtually anywhere using your smartphone. Set up is fast and easy. Call 877.376.2265 and speak with a Small Business Specialist for more information or to get started.

Prepare professional, accurate and prompt payments that are compliant with federal, state and local tax codes. Payroll Services5 are for businesses of all sizes. Call 877.376.2265 and speak with a Small Business Specialist for more information or to get started.

Make check deposits from the convenience of your office with Remote Deposit Capture. Perfect for companies who deposit a lot of checks. Call 877.376.2265 and speak with a Small Business Specialist for more information or to get started.

A full-range of Small Business Loans & Lines are available for your business borrowing needs complete with competitive rates and fast, local decision making. As a preferred Small Business Administration (SBA) lender, we can help you with lines of credit, term loans and mortgages for your business. Contact Us to make an appointment with one of our Small Business Specialists or call 877.376.2265.


Farmington Bank’s Commercial Loans provide right time financing and customizable repayment options for mid-size to large businesses and corporations. In addition, we have all the services you need for efficient business operations and Cash Management.

Our seasoned team of commercial lenders can assist you with lines of credit, term loans and asset-based loans. We can customize short- and mid-term financing structures to enable you to bridge gaps in your anticipated revenue streams, or meet seasonal or one-time obligations. Low interest rates and greater flexibility can take the pressure off your working capital and cash flow.

We also offer customized commercial real estate lending programs. Our term loans are available with fixed or variable repayment rates and offer financing with no surprises. Use the money to purchase equipment and machinery, finance improvements to plants or retail outlets, or to fulfill any other business need that you may have. Learn more about our Commercial Loans or call 860.284.4104 to speak with a Commercial Loan Expert.

Yes, we have a suite of customized financial products and services that simplify and automate the flow of money throughout your organization including Funds Management, Payables Management, Receivables Management, Fraud Protection and Online Banking and Bill Pay. To speak with a Cash Management Specialist, call 877-376-2265; press option 4 then option 4.


When it comes to government banking, we deliver convenient services that streamline your municipality's operations. Our experts will work with you to identify the right solutions to fit your specialized needs.

Whether you want to implement robust services to collect and send payments, or you're looking for deposit accounts with competitive rates, we can help. Our municipal accounts are FDIC-insured and are collateralized in accordance with state statutes. Our Cash Management services are an excellent complement to our government banking deposit accounts, and we have FastPay to simplify your government payment receipts. Call 866.284.1922 to set up an appointment with your Government Banking Specialist.

  1. 1 Essex Financial Services, Inc., Member FINRA, SIPC, is a subsidiary of Essex Savings Bank. Essex Savings Bank and Farmington Bank are not affiliated. Investments and insurance products offered by Essex Financial Services, Inc. Member FINRA, SIPC are not a deposit of, or obligation of, or guaranteed by any bank, or an affiliate of any bank, are not insured by the FDIC or any other agency of the United States, the bank, or an affiliate of the bank and involve investment risk, including possible loss of original investment and may go down in value.
  2. 2 You must maintain a positive balance with Farmington Bank for at least 90 days to use the mobile deposit feature. See complete terms and conditions.
  3. 3 You must first enroll in Online Bill Pay and set up your payees in order to pay bills from your Mobile or iPad Banking App. See Online Bill Pay Terms and Conditions.
  4. 4 Offered by Farmington Bank though Capital Bankcard.
  5. 5 Offered by Farmington Bank through Ovation Payroll Services.

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