Choose the checking account that suits your needs.

Whether you want a basic account or one that earns interest, you’ll find the checking account that's right for you at Farmington Bank. Plus, you get free Online Banking and Mobile App, instant debit card1, conveniently located offices and ATMs, and most importantly, the service you deserve.

Choose your checking account:

  Ideal if You: Minimum to Earn Interest Minimum to Open Monthly Fee

Platinum Checking

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Maintain a higher balance and want to earn more interest.

Comes with an Enhanced Debit Card.
$1002 $50 $0 with a minimum daily balance of $1,000 or $10,000 in combined deposit balances, OR $8

Direct Deposit Checking

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Receive direct deposit each month and want to earn interest.

Comes with an Enhanced Debit Card.
$1003 $50 $0 with monthly direct deposit4, OR $5

50 Plus Checking

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Are age 50 or older and want to earn interest.

Comes with an Enhanced Debit Card.
$1003 $50 No fee5


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Are looking for a basic account and maintain a low or varying balance.

Comes with a Standard Debit Card.
N/A $256 No fee5

Student Checking

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Are a student who wants two free non-Farmington Bank ATM transactions per statement period.7

Comes with a Standard Debit Card.
N/A $07 No fee5

Fresh Start  Checking

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Have been denied a checking account due to a low Qualifile score or past problems with Chex Systems.

Comes with a Standard Debit Card.8
N/A $509
For complete account information, please refer to the Terms and Conditions of Your Account and the Schedule of Fees and Charges.
Farmington Bank's routing and transit number is 211170347.
  1. 1 Terms and conditions apply to instant issuance. Farmington Bank won’t charge you for debit card use at any ATM; however other banks may impose a surcharge fee. Use any of the thousands of SUM network ATMs nationwide and pay no fees to Farmington Bank or any bank. A listing of current SUM ATMs can be found at
  2. 2 This is a “tiered” rate account. Refer to our rates page for interest rate and APY information on tiered rate accounts. Fees may reduce earnings on the account.
  3. 3 Refer to our rates page for interest rate, minimum balance requirement and APY (Annual Percentage Yield) information. Fees may reduce earnings on the account.
  4. 4 You must have at least one direct deposit posted to your account each statement cycle to avoid the monthly service fee.
  5. 5 Check printing charges apply and vary depending on style and quantity ordered.
  6. 6 $50 minimum if opened online or by phone.
  7. 7 For ages 18 to 23. When student reaches the age of 24, they will be moved into a Simple checking account. Free ATM transactions are credited in the form of a reimbursement to the checking account at the end of each statement period. $50 minimum when opened by phone. This account cannot be opened online.
  8. 8 Reduced debit card limits for Fresh Start Checking - POS at $1,000/day and ATM withdrawal at $300/day.
  9. 9 This account cannot be opened online or over the phone.
  10. 10 You must maintain a positive balance with Farmington Bank for at least 90 days to use the mobile deposit feature. See complete terms and conditions. Turning your debit card off only impacts future debit card transactions (point of sale and ATM). Formerly authorized transactions will be paid and any recurring transactions you had previously set up will be processed as indicated. If you believe that your debit card is lost or has been stolen, please leave it in the “off” position and contact us immediately.

Free with all checking accounts...

Mobile App with Debit Card On/Off Switch10
Instant Debit Card
Mobile Payments
Online Banking
Unlimited Check Writing

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