Checking that saves you time and trips to the bank
Direct Deposit is the fastest, most efficient way to deposit your checks. Plus, you'll earn interest on your balance and pay no monthly service fee when you maintain at least one direct deposit per statement cycle. Conveniently confirm deposits from virtually anywhere using Online Banking or our Mobile App.
- Low $50 opening deposit requirement.
- Free of monthly service charges1 with at least one direct deposit each statement cycle. ($5 fee applies otherwise)
- Earn interest with a $100 minimum balance.2
- Walk out with your MasterCard® Enhanced Debit Card in hand.3 Provides you with identity theft resolution services, price protection, extended warranty coverage, airport concierge services and more.
Also includes our Mobile Banking App with Mobile Deposit and Debit Card On/Off Switch,4 Online Banking and free Statements.
Use our Switch Kit with printable forms to make switching banks easier.
For complete account information, please refer to the Terms and Conditions of Your Account and the Schedule of Fees and Charges.
1 You must have at least one direct deposit posted to your account each statement cycle to avoid the monthly service fee.
2 Refer to current rates page for interest rate, minimum balance requirement and APY (Annual Percentage Yield) information. Fees may reduce earnings on the account.
3 Terms and conditions apply to instant issuance. Farmington Bank won’t charge you for debit card use at any ATM; however other banks may impose a surcharge fee. Use any of the thousands of SUM network ATMs nationwide and pay no fees to Farmington Bank or any bank. A listing of current SUM ATMs can be found at www.sum-atm.com.
4 You must maintain a positive balance with Farmington Bank for at least 90 days to use the mobile deposit feature. See complete terms and conditions. Turning your debit card off only impacts future debit card transactions (point of sale and ATM). Formerly authorized transactions will be paid and any recurring transactions you had previously set up will be processed as indicated. If you believe that your debit card is lost or has been stolen, please leave it in the “off” position and contact us immediately.