Get rewarded when you maintain a higher balance.

Platinum Checking is ideal for customers who routinely carry a larger account balance and want to earn higher interest. Available in CT and MA.

Get more from your checking account

Platinum Checking gives you convenient access to your money while earning a competitive interest rate. Plus, you’ll enjoy exclusive benefits.

  • Low $50 opening deposit requirement.
  • Free of monthly service charges1 when you maintain a $1,000 daily minimum balance OR $10,000 in combined deposit account balances. ($8 fee applies otherwise)
  • Earns a higher rate of interest with just a $100 balance.2
  • Walk out with your MasterCard® Enhanced Debit Card in hand.3 Provides you with identity theft resolution services, price protection, extended warranty coverage, airport concierge services and more.

Also includes our Mobile Banking App with Mobile Deposit and Debit Card On/Off Switch4, Online Banking and free Statements.

For complete account information, please refer to the Terms and Conditions of Your Account and the Schedule of Fees and Charges.

  1. 1 Check printing charges apply and vary depending on style and quantity ordered.
  2. 2 This is a “tiered” rate account. Refer to current rates page for interest rate and APY information on tiered rate accounts. Fees may reduce earnings on the account.
  3. 3 Terms and conditions apply to instant issuance. Farmington Bank won’t charge you for debit card use at any ATM; however other banks may impose a surcharge fee. Use any of the thousands of SUM network ATMs nationwide and pay no fees to Farmington Bank or any bank. A listing of current SUM ATMs can be found at
  4. 4 You must maintain a positive balance with Farmington Bank for at least 90 days to use the mobile deposit feature. See complete terms and conditions. Turning your debit card off only impacts future debit card transactions (point of sale and ATM). Formerly authorized transactions will be paid and any recurring transactions you had previously set up will be processed as indicated. If you believe that your debit card is lost or has been stolen, please leave it in the “off” position and contact us immediately. 

Free with all checking accounts...

Mobile App with Debit Card On/Off Switch
Instant Debit Card
Mobile Payments
Online Banking
Unlimited Check Writing

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