Proudly serving those who have served our country.

Veterans and military service members may have unique mortgage needs and our VA home loans are structured to address them. Available in CT or MA.

Discover the benefits of a Veterans Affairs (VA) Mortgage

The VA Mortgage is a home loan issued by Farmington Bank and guaranteed by the federal government allowing us to provide you with more favorable terms.This type of loan was created to help returning service members, veterans and eligible surviving spouses purchase homes. They include:

  • Fixed rates.
  • Up to 100% financing with options for reduced or no down payment for qualified borrowers.2
  • No mortgage insurance requirement.
  • Flexible credit and income guidelines.
  • Reduced closing costs.

Simply complete our VA Home Loan Certificate of Eligibility and contact one of our Home Loan Specialists to discuss your options.

All loans are subject to the credit approval process.
1 VA Loans: The VA guarantee helps to protect the lender against loss if the borrower fails to repay the VA loan. Borrowers pay an up-front funding fee towards the VA guarantee. This guarantee enables the lender to provide loan options and benefits to military veterans and other qualified participants that may otherwise be unavailable through conventional financing. Maximum loan amounts vary by county.
2 VA loans require a VA funding fee at closing. The fee is higher with a zero down payment. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable.
3 A prequalification/estimate are guidelines; the estimate is not an application for credit and results do not guarantee loan approval or denial.

All home loans feature...

Local Underwriting
Competitive Rates
Flexible Terms
Simple Applications

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