Overdraft Privilege is made available on your account in accordance with our Discretionary Overdraft Privilege Policy. We have the option to cover your overdrafts up to a certain amount less the overdraft fee(s). Should an overdraft occur, your account will be charged a standard $35.00 Non-Sufficient Funds (NSF) fee for each item paid by the Overdraft Privilege Service. This is the same fee that Farmington Bank charges per item when there is not enough money in your account and it is returned. The Overdraft Privilege Service is not a line of credit.
Please be aware that Overdraft Privilege does not include ATM and everyday Debit Card transactions unless you opt-in. To “Opt-In”, visit any Farmington Bank branch or call toll-free 877.376.2265.
View Consumer Overdraft Privilege Disclosure.