We make it easy for you to buy, refinance, or build a home. We'll help you select the program that's right for you, and guide you through the entire home financing process.
a variety of first-time homebuyer and affordable mortgage programs that are
flexible and may fit your budget. Each program has it's own benefits. Some
examples are low closing costs, reduced down payment requirements and fixed
rates. Not sure which is best for you? Our mortgage specialists are here to
Fixed Rate Home Mortgages
a fixed rate mortgage on loan amounts of $417,000 and less, you'll enjoy fixed
payments for the life of the loan.
Jumbo Fixed Rate Home Mortgages
For larger loan amounts of $417,001 to
$1,500,000, a jumbo mortgage provides fixed payments for the life of the loan.
Adjustable Rate Home Mortgages
Adjustable Rate Mortgages may offer a
lower initial interest rate and monthly payment for loan amounts up to
$1,500,000, however your APR and monthly payment can change. Annual and lifetime
caps protect you from dramatic rate increases.
Home Equity Loans
Our Home Equity loan lets you lock in your rate for the life
of your loan. You get a great fixed rate and can budget with the knowledge that
your payments will always remain the same.
Home Equity Line of Credit
If you have recurring borrowing needs, a
credit line is a smart option. Our Home Equity line allows you to flexibly
access your funds when you need them, simply by writing a check. Note: we
currently are unable to process online Home Equity Line of Credit applications
outside Hartford county. If you live outside Hartford county, please make an
appointment and we'll be happy to work with you.
Important information about our rates
Interest Rates and Annual Percentage Rates, (APR's) are discounted by 0.25% and
require an automatic payment deduction from a personal account at an ACH network
institution and are applicable only to loan amounts equal to or less than $1,500,000.
For interest rates, APR's and loan terms on specific products, please Check Rates for
more information. The automatic payment deduction must be maintained for the life of
the loan in order to retain the discounted interest rate and APR. The interest rate and
APR will increase if the automatic payment deduction is cancelled. Discount does not apply
to Government Assisted loans or Home Equity Loans. Offer applies to new or refinance
loans only, not valid for current loans. Offer is subject to change without notice and
may be withdrawn at any time.